All productive purposes, under non-priority sector, against pledge of gold ornaments. The loan against the Individual for consumption purpose..

• To our existing customers having good integrity and track record.
• New customers can also be sanctioned provided they are introduced by our existing good customer subject to fulfilment of KYC norms.
• The age of the applicant should be 21 years and above with steady income.
• Loans should be sanctioned against pledge of gold ornaments of 22 carats only
• Loans should not be sanctioned against primary gold like bars, blocks, coins, slabs, rolled sheets, foils, wires, pellets etc.,
• Ornaments bearing name other than borrowers name should not be accepted i.e. loan should be sanctioned only to the owner of the ornaments and not to the third party
• Gold Loan should not be sanctioned for purchase of gold and also to gold dealers

PER GRAM LENDING RATE:Rs.4350/- with effect from 14.02.2024

KYC of the applicants.

direct link to service charges

Security: Pledge against Gold ornaments