✓Letter undertaking to issue NOC, from the current lender banker/FI.
✓Copy of the title papers in the name of the applicant.
✓Agreement of Sale.
✓Agreement of Construction or work order (in case of semi-finished flats/semi-finished houses).
✓Receipt of payment of earnest money made by the borrower(s) to vendor. (Advance payment receipt).
✓Sale Deed, in case of take-over or second sale or construction or readymade house or re-imbursement (as proof of title)-in duplicate.
✓Copy of approved plan & proceeding from competent authority or BRS issued by approved authorities.
✓Copy of approved lay out plan-in duplicate / LRS.
✓Property tax paid receipt (latest), in case of second sale- in duplicate.
✓N.A permission from the land from the concerned RDO/copy of order under the urban land Ceiling Act.
✓Letter of allotment from Housing Board/ Society etc., (where applicable).
✓Non-Encumbrance Certificate for latest 13 years (30 years, if required).
✓Copies/Certified copies of Chain of Documents for establishing link.
✓Signature identification from bankers of borrower.
✓Statement of overseas bank account for the last six months which reflects credit of salary, savings etc. in case of NRI's.
✓Power of Attorney, if applicable, in Bank’s standard.
✓Latest Salary slips (3 months) with 6 Months Bank Statement
✓Copy of identity card issued by the employer.
✓Form16 or IT Returns for the last 2 years. If Assessment not done under IT Act, 2 years Bank account statement
✓Copy of Appointment Order/offer letter/Confirmation Letter
✓NOC & Closure letters for loans reflected in CIBIL report.
✓Photocopies of IT Returns/Assessment orders for the last 3 years.
✓Balance sheet and Profit and Loss A/c for the last three years (Certified true copy)
✓Proof of business address.
✓Business proof (Registration Certificate of establishment, /Trade license, GSTN, etc.)
✓A photocopy of Certificate of Practice (if applicable).
✓TDS Certificate (Form 16A, if applicable) exceed Rs.100.00 lakhs and Photocopies of challans evidencing payment of Advance Income Tax.
✓Copy of Partnership deed/MOA(if applicable
✓If GSTN is not submitted, 12 months bank account statement for the corresponding period to the latest ITR.
✓Acknowledged Copies of ITRs for the last 3 Financial Years, along with computation sheets, certified by CA, in case of gross receipts exceed Rs.50.00 lakhs or in case of gross receipts/sales.
✓Copy of valid work permit/ work contract and Appointment letter.
